Skip to main content
Settlement Cost Calculator
Total upfront and first-year ongoing costs of buying a property in Victoria. Stamp duty calculates automatically as you type.
Purchase Price
Enter the property purchase price to calculate all costs
$
Upfront Costs
One-off costs payable at or before settlement
Stamp Duty
—
Conveyancer / solicitor fees
$
Building & pest inspection
$
Title search & registration
$
Loan application fee
$
Moving costs
$
Total Upfront—
First Year Ongoing Costs
Estimated recurring costs for the first year of ownership
Council rates
$
Water rates
$
OC / body corporate fees
$
Home & contents insurance
$
Total Ongoing$4,500
Settlement Summary
Complete cost picture for your first year
Total upfront costs—
Total first year ongoing$4,500
Grand Total (first year)—
Stamp duty based on current Victorian land transfer duty rates (from 1 July 2021). First home buyer exemption up to $600K, concession $600K–$750K. Council rates, water rates, and OC fees are estimates that vary by location — verify with your council and owners corporation before settlement.